# Stripe vs Paddle

> Stripe is payments infrastructure you build on, and you stay the seller. Paddle is a merchant of record: it sells your software for you and takes on sales tax, fraud, chargebacks and buyer support.

- Page: https://digidle.com/compare/stripe-vs-paddle/
- All comparisons: https://digidle.com/compare/

## Side by side

### Stripe

- What it is: Payments infrastructure: checkout, subscriptions, invoicing and payment links.
- Category: Payments (https://digidle.com/category/payments/)
- Tags: subscriptions, api
- Who Is the Seller: You are. Tax and compliance are yours, with Stripe Tax as a separate product and Managed Payments as Stripe's merchant of record option.
- Pricing: 2.9% + 30¢ per successful domestic card charge (US pricing). International cards add 1.5%. No setup or monthly fees. Billing and Tax are priced separately.
- Official site: https://stripe.com
- Listing: https://digidle.com/tools/stripe/ (Markdown: https://digidle.com/tools/stripe.md)
- Alternatives: https://digidle.com/alternatives/stripe/

### Paddle

- What it is: Merchant of record payments platform for SaaS businesses.
- Category: Payments (https://digidle.com/category/payments/)
- Tags: merchant-of-record, saas
- Who Is the Seller: Paddle is. It handles global sales tax and VAT, fraud protection, chargebacks and buyer support.
- Pricing: 5% + 50¢ per checkout transaction, with payments, billing, tax compliance, fraud and buyer support included. No monthly fees. Custom pricing for high volume.
- Official site: https://www.paddle.com
- Listing: https://digidle.com/tools/paddle/ (Markdown: https://digidle.com/tools/paddle.md)
- Alternatives: https://digidle.com/alternatives/paddle/

Pricing and plan details checked 2026-10-28 on the official pages: Stripe pricing (https://stripe.com/pricing), Paddle pricing (https://www.paddle.com/pricing). Plans change, so confirm before you buy.

## Which one to pick

- Pick Stripe if: You want the lowest headline rate and full control of checkout and billing, and you're fine owning sales tax registration and filing.
- Pick Paddle if: You sell software worldwide and would rather pay a higher all-in rate than register for and file sales tax and VAT in every market.

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Source: Digidle Tools (https://digidle.com/). Full index: https://digidle.com/llms.txt